We offer finance products for those in need of a car for work-related travel.
We understand that growing a business can require a variety of different transport investments. This is why we offer to finance asset such as: refrigerated trucks, prime movers, flat bed trailers, tippers, tankers, box bodies, car carriers, curtain-siders, livestock trailers, trailers and more.
Vans and utility vehicles are often a vital component of successful business operations. We can help you obtain one quickly and easily to keep your organisation running smoothly.
Investing in a new fit-out is a great way to ensure your business attracts the attention it deserves. By opting for our lending services, you can ensure that you achieve the fit-out of your dreams in a timely and cost-effective manner. Indeed, thanks to our competitive rates, flexible terms and fast approvals, your fit-out will be smooth and hassle-free.
Our sale and leaseback service allows you to raise funds against your existing assets and unlock assets hidden within your balance sheet.
We offer finance options for a diverse range of hospitality and catering equipment including coffee machines, display fridges, ovens, fryers and microwaves, commercial refrigerators and freezers, dishwashers, pizza ovens, and more.
If you work in an industry that requires the use of yellow goods, we’ve got you covered. We finance a whole host of yellow goods including forklifts, excavators, tractors, dozers, cranes, graders, lighting towers, chippers, generators, elevating platforms, and more.
We appreciate that running a franchise can come with a range of expenses. In this way, we offer finance options for a range of goods and services including general and franchise-specific equipment, fit-outs for new and refurbished franchises, franchise fees, and setup costs.
Decent technology is absolutely crucial to the running of a successful business, which is why we offer to help you finance equipment such as PCs, laptops, tablets, servers, audio visual equipment, routers and storage, printers and copiers, workstations, and office furniture.
Our application process is easy and we respond quickly. If you need any help our staff are always available to chat via email or over the phone.
As part of our commitment to flexibility, we are able to offer equipment finance solutions on a no-deposit basis. Whether you are looking to switch from an existing finance agreement or are new to the field, we are committed to offering simple payment terms that work for you.
We can finance the total cost of your new equipment regardless of cost, giving you the freedom to make the most of your working capital.
IKAP is a lending organisation that cares for the needs of small business owners. Having dedicated many years to serving Australia’s small business community, we have witnessed first-hand a major shift in the finance landscape as obtaining funds through traditional means has become increasingly difficult and stressful. It is for this reason that we have made it our mission to provide a better alternative.
We dedicate our time only to small businesses and understand that every business and person is different. As your friendly local lender, we take the time to understand your business and provide a tailored solution to help your business.
Also known as a Chattel Mortgage, this loan is similar to a typical home loan where the assets act as security against the loan. You make fixed payments and when the final payment is made, the security over the assets is automatically released.
You can tailor your loan payments by choosing the term (up to 5 years) and include other options such as a deposit or a larger final instalment or balloon.
Because you own the assets you may be able to claim depreciation in the same way as other assets acquired by your business. Also the interest component of the repayments may be claimed as a tax deduction.
Keep your business assets up to date without tying up working capital. Under this arrangement, we purchase the assets and you agree to rent or hire them for a period of time. You do not own the assets but may use the freely. This is great option for assets you may not want to continue to use or can freely upgrade to new equipment.
At the end of the agreement you may return the assets to us with no further payments. If instead you wish to continue using the assets, you may continue to rent for a short period or, in some cases, purchase the assets.
